EPF Withdrawal Limit & EPS Pension Calculator | 2026 Rules | Bharat Samvidhan

Estimate partial EPF advance withdrawal limits under EPFO Form 31 and calculate monthly EPS pension payouts. Fully updated with 2026 guidelines.

EPFO STATUTORY CALCULATORS
EPF Withdrawal & Pension Calculator
Check partial withdrawal limits under Form 31 (EPF Scheme 2026 rules) or estimate your monthly pension under EPS rules.
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EPF Balance Details
Total Accumulated EPF Balance (₹)
setEpfBalance(e.target.value)} required />
Log in to the EPFO member portal to find your current total passbook balance.
Purpose of Withdrawal
setWithdrawalReason(e.target.value)} >
Medical Treatment (Illness)
Marriage (Self/Child/Sibling)
Education (Child's post-matric)
Housing (Purchase/Construction)
Special/General Needs
Calculate Limits
Reset
Withdrawal Eligibility
Mandatory Reserve (25%)
₹
Max Eligible Withdrawal (75%)
₹
Frequency Limits
Illness:
No limit.
Marriage / Housing:
Max 5 times.
Education:
Max 10 times.
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Pension Details
Pensionable Salary (Basic + DA) (₹)
setPensionableSalary(e.target.value)} required />
Statutory cap is **₹15,000** for pension calculations (unless opted for actual higher salary pension).
Total Contribution Years (Pensionable Service)
setServiceYears(e.target.value)} required />
Minimum 10 years of service is required to qualify for monthly pension.
Estimate Pension
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Pension Output
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Not Eligible:
Minimum 10 years of continuous service is required. You can withdraw your lump-sum contribution instead of a monthly pension.
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Pensionable Salary Capped
₹ / month
Service Years Applied
years
Estimated Monthly Pension
₹ / month
Pension Age Details
Standard pension starts at **age 58** (Superannuation). Early pension (with 4% reduced rate per year) can be claimed from **age 50** onwards.
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